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  #1  
Old 21st September 2007, 02:39 PM
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Hai,
Is PPF is much beneficial than Postal saving schemes.i found that the interest rate is bit high in ppf and also tax deduction component also there.Is there any better small saving scheme comparing to ppf.
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Old 25th November 2007, 10:32 AM
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when u invest in ppf u invest for long term. Its an good long term saving vehicle and not an investment vehicle. Keeping long term view in mind and an conservative approach (as PPF) one can look into Pension funds/ PE ratio funds where an dynamic approach is taken towards equity exposure. You can certainly get tax rebate as well as 4-5 % extra PA yield over PPF over long term.
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Old 28th November 2007, 07:24 PM
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I would like to add something.

One should open a PPF account at an early age even when he/she is not earning handsomely as this account has no fix yearly investment and one can invest Rs. 500/- per year for first few years and as 15 year completion date is approaching near say may be 5 years are left than one can put the money he/she can afford upto maximum of Rs. 70000/- per year. In this way his money will be blocked for just 5 years, as told in this illustration.
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Old 10th August 2011, 04:01 PM
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Quote:
Originally Posted by gouravadv View Post
I would like to add something.

One should open a PPF account at an early age even when he/she is not earning handsomely as this account has no fix yearly investment and one can invest Rs. 500/- per year for first few years and as 15 year completion date is approaching near say may be 5 years are left than one can put the money he/she can afford upto maximum of Rs. 70000/- per year. In this way his money will be blocked for just 5 years, as told in this illustration.
what is PPF account can anybody explain
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Old 14th August 2011, 11:01 PM
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Default just keep in mind - there is a big debt crisis coming in the world

That will shake up the banks, the big insurers - and even before the the government finances in many of the old economies of the world.

There is a high chance that the latest stock market crumble will continue and it will be followed by a new round of central bank intervention that has the potential of leading directly into hyperinflation.

This can especially DESTROY funds investing in bonds and other fixed income instruments.
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