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Old 30th November 2017, 08:19 PM
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Default Investing Lump-Sum in Mutual Funds - Expert Advice Needed

I have a lump sum of 30 lakhs and there is no such financial goal for the next 3-5 years. Just that I need 7 lakhs at the end of 2018 to purchase a car. I thought of investing around 22 lakhs ultra short term debt funds and then doing a STP into 2 large cap funds of 1 lakh every month until the balance in the short term fund is 7 lakhs. I will invest a total of 5 lakhs in 2 equity balanced funds and 3 lakhs in equity savings funds immediately. Is this a right approach?
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Old 12th July 2018, 03:43 PM
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your investment depend on one factor that is risk

1) If you can take risk then go for equity
2) If you can't take risk go for STP ( SYSTEMATIC TRANSFER PLAN)
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