I have 2 ISA (Investment Services Accounts) with HDDFC Bank regarding mutual funds.

It's not that cumbersome trading through it but it's way old fashion.

The investment one make needs to keep track in hdfc in sense suppose I make hdfc top 200 today .And say after 10 days i come to track back.

The front portal shows present units, present nav and present value.

It doesn't give details of performance. Like whether its positive or negative unless i know myself how much money i invested.

If i click on transaction history i need to type myself which fund i invested in. Also from which period to which period i need statement.

On contrary i have one account with fundsindia. And it's way too smooth. Once the person enters to login portal and authenticates. All details of funds investment made, present value, profit or loss all comes on default screen.

Also just clicking on the scheme name just once all details regarding all installment into that scheme comes without keeping a track of it.

In short a complete package is seen rather than old fashioned hdfc site.

Also fundsindia doesn't charge any account maintenance charge presently.

On contrary hdfc charges 111 bucks per quarter (444 per annum) for its dull platform.

So i just wanted to ask should i go ahead with my decision as i have to hardly just open a free account with fundsindia and just give all folio numbers to them and they will do necessary transfer through brokers.

I wanted to ask should I need to keep a tab about something?

Also I can invest in nps from fundsindia as well as company deposits so I find it much better and encouraging type look to invest.

Also i'll save some peanuts on account maintenance charge as I hardly used to invest in mutual funds.

I also have accounts with both HDFC and FI.
I have not transferred my funds to FI, since it will involve a lot of paperwork, probably costing me more than 444 in courier charges to their office.

For tracking purposes, I trust none other than my good old pal, MS Excel.