Fellow forum members,

With due humbleness I list my portfolio on this thread. Please note that I am a lay investor and do not have any particular skill in either Technical or Fundamental Analysis.

I rely on "gut feel" and the discussions on this site to a great extent.

The contents of this thread should not be treated as "advice" in any manner.

If esteemed members feel that my portfolio is headed in the wrong direction, your advice is most welcome.

I will attempt to update the thread once a month or if/when I make significant purchase(s).

Regards,
Sudhanshu

EQUITY
1. Oil Country Tubular @ Avg price of 102.38
2. TATA Elxsi @ Avg price of 88.84
3. Navneet Publications @ Avg price of 40.69
4. Indraprastha Gas @ Avg price of 101.57

MF
1. HDFC Top 200 (G) @ Avg price of 168.75 [SIP of Rs 5000 per Month]
2. UTI Mastershare (D) @ FPO price of 10

Debt
1. TATA Capital NCDs @ IPO price of 1000

Regards,
Sudhanshu

I think the NCD will be regarded as debt.

Great price on Tata Elxsi

While posting my porfolio, I did some analysis and here are some side-notes:

My gut-feel has given me more gains than any formal analysis. In fact whenever I try formal analysis I tend to make mistakes due to "half-knowledge". Alchemist has (rightfully) debunked many of my attempts in this regard.

Compact Disc Ltd has given me maximum loss. I tried formal analysis here. On paper this appeared to be a wonderful company with great potential. It turned out to be a fraud.

I was never able to time SESA GOA. I did not buy @95. (Chickened out at the order confirmation page after attempting to place order). Also sold at 267 in the recent rally. Could have got better returns.

Tech Mahindra gave me maximum gains. Bought at IPO and then added more post listing even when the listing was at considerable profit. This was pure gut feel that it will go higher.


My philosophy for the future for direct investments:

Try to be ethical. Share purchases make you the part owner of the company and I do not want to be involved in businesses such as Tobacco and Banks (Cheat existing loan holders on floating rates)

Avoid Reliance Companies.

Avoid companies that rely heavily on China for revenues or raw materials. I am going to sacrifice my love of SESA GOA due to this.

[Note: For obvious reasons, it is not possible to implement this philosophy for MF investments]

Regards,
Sudhanshu

There's an ETF product called the ShariaBEES .

I did consider this ETF. But it has more than 14% weightage for Reliance. That put me off.

I thought the Taurus Ethical Fund is better but it does not feature on ICICIDirect.

Regards,
Sudhanshu

Good Portfolio, Sudashu, I would advice to add some nifty shares also to your portfolio, but the thing is cant find any value in the top nifty shares, they seem so overly priced

Better to add some on bad days

I get a feeling that the market is going to correct now. So I will not make any new investments for the next 3-4 months except:

1. I will continue my SIP of Rs 5000/month in HDFC Top 200
2. I may buy Oil Country Tubular Ltd in small quantities if the price moves below 120.

I am not planning to sell anything currently.

Regards,
Sudhanshu

Update:
Bought Oil Country Tubular in small lot @ 120

Why you are in hurry.. We all knows we are in correction phase now.

Anyway, Keep Rs 100 as a stop loss. and accumulate about Rs 80 if you can get chance to do so.

Happy and Safe Investing

No, particular reason to buy now . I have determined somewhat arbitrarily that below 120 this is a value buy.

Now below 120 I will buy at regular intervals. Today I bought it because it went below 120 after a long time.

Forgot this update from last week:

Bought small lot of Mangalam Cement @ 130 as soon as Alchemist posted his buy.

EQUITY
1. Oil Country Tubular 259 @ 109.57 <<< Update
2. TATA Elxsi 35 @ 88.84
3. Navneet Publications 124 @ 40.69
4. Indraprastha Gas 25 @ 101.57
5. Mangalam Cement 40 @ 131.60 <<< Update

Investment = 44336.84

Debt
1. TATA Capital NCDs 45 @ 1000

Investment = 45000.00

MF
1. HDFC Top 200 (G) 57 @ 173.34 [SIP of Rs 5000 per Month] <<< Update
2. UTI Mastershare (D) 1080 @ 4.62

Investment = 15000.00

OIL Country Tubular's (OCTL) Quarterly results will be released on Jan 21. I am hoping that the results will be good and that the price may reach 150 (on the basis of gut feel) post results.

Therefore as a short-term speculative strategy, I will attempt to buy a lot of Rs 5000 each day till 21st Jan.

I will put in a buy order everyday at 3:00 PM. If at that time weighted average price (WAP) for the day is greater that the LTP, I will put in a buy at LTP. If WAP < LTP I will put in a buy at WAP.

I actually followed up with this plan and put in orders of Rs 5000 each day. Now my average cost is up to around Rs 120.

I also put in an intra-day MarginPLUS BUY at around 134 with a max margin risk of Rs 5000.

Oil Country results will be declared today and I am keeping my fingers crossed that it will deliver

DEC09 results are disappointing. Stock is crashing down.

Summary of my misadventures:

1. The MarginPLUS trade for today resulted in a loss of Rs. 4669.

2. I also sold the shares I had from delivery. The profit on this account came out to Rs. 9046.

I was lucky to get out with a NET profit of 4378 with valuable lessons.

Lessons learnt:
1. Never indulge in trading unless you know what you are doing. I generally don't, but I broke the rule today with devastating results.

2. Never be gung-ho on stocks that Alchemist cautions you on .

3. Don't be over confident on any stock.

[Be sure to read my previous post in this thread]

Updated strategy:

1. Align portfolio with Alchemist
2. Continue SIP in MFs

As part of this stargegy I also booked profits in Navneet Publications.

Today L&T, Tommorow I expect Relaince to give the Jitters, Sometimes I feel its better to liquidate one's holding just before the results. especially when there is such a huge run up.

Oil Country results were disastrous, Wonder what happened, Anyway brother you made a profit, wish you the best, and hope you make up for the loses in MarginPlus in some other scrip

What is this MarginPlus? Is it something from ICICI Direct that gives "leverage"?

Also, are you using their new trading platform, TradeRacer?

Yes, MarginPLUS is a margin trading product on ICICIDirect that gives you leverage.

MarginPlus in ICICI Direct is best be avoided.

One can never place any limit order, as all initial positions are market Order.

One has to specify the amount he is willing to lose, there are not any logical square off options ( as available in Margin in Client Square Off Mode) and one does not get Convert To Delivery option.

Updates on my last three posts:

1. I tried to sell Navneet Publications but the order did not go through. So I still have them.

2. Profits from Oil Country Tubular are around Rs 17,000 and not Rs 9,000 as earlier indicated (Yipee!!). As ICICIDirect portfolio was not updated, I had tried to calculate the brokerage etc and had committed an error in the calculations.

3. Booked partial profits on Tata Sponge from my wife's account. I have recovered my original investment and now only the profits are "in-play".

Your Jan update says you have 259 oil country @ 109.57. What price did you sell this at for a profit of 17000?

Good point Rainman! ... and great memory!

The portfolio listed on this thread has my holdings, but I also had Oil Country Tubular in my wife's name at an average price of around Rs 91.

I sold at 114.50 and the combined profits from my and my wife's account is around Rs. 17K

Here is the updated portfolio after the activity of the past couple of days.

I have been inconsistently refering to my wife's holding in some posts leading to some confusion as expressed by Rainman in a post above.

I therefore list the combined portfolio to avoid any confusion:

EQUITY
Ratnamani Metals and Tubes ... 200 @109.42 CMP=103.80
Tata Sponge ... 15 @ 248.07 CMP=345.00
Navneet Publications ... 124 @ 40.69 CMP=46.25
Adani Power ... 368 @ 100 CMP=100.95
Indraprastha Gas ... 25 @ 101.57 CMP=197.90
Mangalam Cement ... 40 @ 131.60 CMP=149.85
Tata Elxsi ... 35 @ 88.84 CMP=275.10
NET COST=78363.26
NET VALUE @ CMP = 89389.60
Gain % = 14.07

DEBT
Tata Capital NCD ... 75 @ 1000

MF
HDFC TOP 200 (G) ... 168.98 @ 177.53 NAV=169.34
UTI Mastershare (D) ... 1080 @ 4.62 NAV=26.90

Portfolio distribution at COST
Debt 39.82%
Equity 41.60%
MF 18.58%

Portrfolio distribution at CMP
Debt 38.26%
Equity 37.53%
MF 24.21%

Bought 2285 Goldstone shares yesterday @ 39.53 for short term speculation.

See this post for details.

Bought 45 of Oil Country Tubular @ 110.25

I had also put in an order for 100 of Ratnamani Metals @100 but that did not go through.

EQUITY
Ratnamani Metals and Tubes ... 200 @109.42
Tata Sponge ... 15 @ 248.07
Navneet Publications ... 124 @ 40.69
Adani Power ... 368 @ 100
Indraprastha Gas ... 25 @ 101.57
Mangalam Cement ... 40 @ 131.60
Tata Elxsi ... 35 @ 88.84
Oil Country Tubular ... 45 @ 110.93 <<< New
GoldStone Technologies ... 2285 @ 39.53 <<< New

NET COST= 1,73,681
NET VALUE @ CMP = 1,83,539
Gain % = 5.7%

DEBT
Tata Capital NCD ... 75 @ 1000

MF
HDFC TOP 200 (G) ... 198.668 @ 176.1733
UTI Mastershare (D) ... 1080 @ 4.62


Portfolio distribution at COST
Debt 25.98%
Equity 60.17%
MF 13.85%

Portrfolio distribution at CMP
Debt 27.08%
Equity 54.49%
MF 18.42%

I am planning to increase the contribution of my MF holdings over direct ones in my portfolio.

I already have an SIP ongoing in HDFC Top 200 (G) and want to start additional ones. Want to enlist suggestions on my SIP plan:

1. HDFC Top 200 (G) - [Large Cap focused] - 25%
2. IDFC Premier Equity Plan A (G) - [Mid cap focused] - 50%
3. DSP Blackrock Microcap Fund (G) - [Small/micro cap focused] - 25%

Am I concentrating into too few MF Schemes? Should I instead use two funds per category (Large/Mid/Small)?
The reason I did not do this is ICICI Direct charges Rs30 per SIP installment and if the SIP amount is below 3000 then more than 1% per MF scheme will be lost each month

My Suggestion Would be :

Large Cap : 50 ==> Hdfc Top 200, Magnum Contra
Mid Cap : 35 ==> Idfc Premier Equity, Sundaram Select Midcap
Thematic : 15 ==> ICICI Infra, Reliance Div. Power Sect

Always try to build your portfolio in 5-6 mutual funds ( preferably from diff fund houses) with varying market caps and different investment scenario.

Started SIP in the following:

[Figure in brackets indicated % of the scheme SIP in overall MF SIP]

[All schemes are Growth option]

[Current SIP plan is 12 month. However target is to continue for 36 months]

DSPBR TIGER Regular (10%)
Reliance Pharma (6.67%)
IDFC Premier Equity Plan A (23.3%)
UTI Master Value (10%)
ING Dividend yield (16.67%)
ICICI Prudential Discovery (16.67%)

Existing SIP:

HDFC Top 200 (16.67%)

Bought approx Rs.5000 worth each of Mangalam Cement, Bharti Airtel and Oil Country Tubular

Current portfolio:

Oil Country Tubular ......... 88 @ 113.15 <<< Update
Goldstone Technologies ... 2426 @ 39.31
Tata Elxsi ..................... 35 @ 88.84
Navneet Publications ...... 124 @ 40.69
Indraprastha Gas ........... 25 @ 101.57
Bharti Airtel .................. 17 @ 293.06 <<< New
Ratnamani Metals .......... 200 @ 109.42
Tata Sponge ................ 15 @ 248.07
Adani Power ................. 368 @ 100
Mangalam Cement ......... 70 @ 146.35 <<< Update

These are my "direct" Equity investments. For MF portfolio, see post 31 in this thread.

Bought

Bharti Airtel 17 @ 287.5
NHPC 788 @ 32.10
Satyam 255 @ 98.00
SRF 532 @ 187.75

NHPC, Satyam and SRF purchaces are inspired by this post by Marketmover in his portfolio.

I am feeling uneasy about the market. Decided to book profits ...

Sold all allocated Adani Power @ 114
Sold all allocated ILFS Transport @ 282
Sold all allocated DQ Entertainment @ 108
Sold all Mangalam Cement holdings @ 172.5
Sold all Bharti Airtel holding @ 314.9

At the moment I don't plan to book losses (hoping to recover some). But I might change my mind later.

Good ..I am undecided...Kind of no clarity...nothing is moving!

Nifty looks stuck.

Sold all allocated United Bank @ 68.70
Sold all Tata Sponge holdings @ 376

However all this profit booking is nothing compared to the losses I am carrying on GoldStone Technologies [ 2566 @ 39.02 (CMP= 27.05)]

My two paise - if one has not already booked losses, one should wait for two days, for next financial year to begin, to book any fresh profit. This way one will not need to pay taxes this year and have a full year to make balance any wild future losses ;-).

Current Portfolio:

SRF ............................. 532 @ 188.79
Oil Country Tubular ......... 88 @ 113.15
Goldstone Technologies ... 2566 @ 39.31
Satyam ........................ 255 @ 98.61
Tata Elxsi ..................... 35 @ 88.84
Navneet Publications ...... 124 @ 40.69
NHPC ........................... 788 @ 32.30
Indraprastha Gas ........... 25 @ 101.57
Ratnamani Metals ........... 200 @ 109.42

These are my "direct" Equity investments. For MF portfolio, see post 31 in this thread.

It there any target on NHPC, I see this stock in the portfolio's of quite a few members in this forum. .